2025-26 College Football Playoff Odds, Predictions, and Picks
Written by: Eddie Griffin
Published: Sun Jan 11, 2026, 9:51 pm ET
Read Time: 7 minutes
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Who will reign supreme as the best team in college football this season? We are down to the final two teams, as Indiana and Miami are set to meet in the College Football Playoff National Championship on Monday, January 19.
In the first season of the 12-team CFP, Ohio State outlasted the field to win its first national championship in a decade.
However, the Buckeyes will not repeat after being upset by Miami in the Cotton Bowl on New Year's Eve.
But the Big Ten is on the verge of a third straight CFP crown after Michigan's title win over Washington two years ago and Ohio State's triumph over Notre Dame last season.
After annihilating Alabama in the Rose Bowl, the top-seeded Hoosiers hammered Oregon 56-22 in the Peach Bowl to improve to 15-0 this season.
Standing in their way of a first national title and the first 16-0 season in FBS history is No. 10 Miami, who outlasted Ole Miss 34-31 in a Fiesta Bowl thriller.
Miami may get to go for the gold at home at Hard Rock Stadium, but after destroying their first two CFP opponents, Indiana is firmly favored at Lucky Rebel and other top online sportsbooks. Will the Hoosiers close the deal and win their first national championship?
Through all of the thrills, twists, and turns to come in the coming weeks, Betting News will have expert picks and consensus picks for all 11 CFP games, courtesy of college football analysts Nate Hornung and Colby Marchio.
Bookmark this page to keep up with all of our CFP content. Also, check out the Betting News Twitch channel for even more insight from the team.
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Who Are This Year's College Football Playoff Teams?
Teams in bold received byes through to the quarterfinals.
- #1 Indiana (13-0) – Big Ten champion
- #2 Ohio State (12-1)
- #3 Georgia (12-1) – SEC champion
- #4 Texas Tech (12-1) – Big 12 champion
- #5 Oregon (11-1)
- #6 Ole Miss (11-1)
- #7 Texas A&M (11-1)
- #8 Oklahoma (10-2)
- #9 Alabama (10-2)
- #10 Miami (FL) (10-2)
- #11 Tulane (11-2) – American Conference champion
- #12 James Madison (12-1) – Sun Belt champion
College Football Playoff Odds: Who Are the Favorites to Win the National Championship?
Odds are courtesy of Lucky Rebel. Most recent odds are as of Sunday, January 11, 2026.
College Football Playoff Championship Odds & Probabilities
Odds Prior to the First Round
| Team | College Football Playoff National Championship Winner Odds | Implied Probability | True Market Probability |
|---|---|---|---|
| #2 Ohio State | +215 | 31.75% | 27.7% |
| #1 Indiana | +300 | 25.00% | 21.8% |
| #3 Georgia | +500 | 16.67% | 14.5% |
| #4 Texas Tech | +750 | 11.76% | 10.3% |
| #5 Oregon | +800 | 11.11% | 9.7% |
| #10 Miami (FL) | +2000 | 4.76% | 4.2% |
| #7 Texas A&M | +2000 | 4.76% | 4.2% |
| #9 Alabama | +2800 | 3.45% | 3.0% |
| #6 Ole Miss | +3000 | 3.23% | 2.8% |
| #8 Oklahoma | +5000 | 1.96% | 1.7% |
| #12 James Madison | +55000 | 0.18% | 0.16% |
| #11 Tulane | +55000 | 0.18% | 0.16% |
Odds Prior to the Quarterfinals
| Team | College Football Playoff National Championship Winner Odds | Implied Probability | True Market Probability |
|---|---|---|---|
| Ohio State | +200 | 33.33% | 29.74% |
| Indiana | +330 | 23.26% | 20.75% |
| Georgia | +475 | 17.39% | 15.52% |
| Oregon | +745 | 11.83% | 10.56% |
| Texas Tech | +750 | 11.76% | 10.50% |
| Alabama | +1600 | 5.88% | 5.25% |
| Miami (FL) | +2000 | 4.76% | 4.25% |
| Ole Miss | +2500 | 3.85% | 3.43% |
Odds Prior to the Semifinals
| Team | College Football Playoff National Championship Winner Odds | Implied Probability | True Probability |
|---|---|---|---|
| Indiana | +135 | 42.55% | 39.76% |
| Miami (FL) | +275 | 26.67% | 24.91% |
| Oregon | +325 | 23.53% | 21.98% |
| Ole Miss | +600 | 14.29% | 13.34% |
2026 CFP National Championship Odds
| Team | Spread | Moneyline | Over/Under | Implied Probability | True Probability |
|---|---|---|---|---|---|
| Miami (FL) | +8 (-110) | +255 | Over 48.5 (-115) | 28.17% | 26.85% |
| Indiana | -8 (-110) | -330 | Under 48.5 (-105) | 76.74% | 73.15% |
Table Notes
- Implied Probability: What the odds say before removing sportsbook margin.
- True Market Probability: a cleaner picture of how the market values each team.
College Football Playoff Predictions and Expert Picks
All season, we have covered the top matchups in college football, from big rivalry games to clashes with championship implications. That will continue through the rest of bowl season and the CFP, as Nate and Colby look to finish the season on a winning note.
First Round
- Alabama vs. Oklahoma Prediction & Expert Picks
- Miami vs. Texas A&M Prediction & Expert Picks
- Tulane vs. Ole Miss Prediction & Expert Picks
- James Madison vs. Oregon Prediction & Expert Picks
Quarterfinals
- Miami vs. Ohio State Prediction & Expert Picks
- Oregon vs. Texas Tech Prediction & Expert Picks
- Alabama vs. Indiana Prediction & Expert Picks
- Ole Miss vs. Georgia Prediction & Expert Picks
College Football Playoff Consensus Picks
In addition to expert picks for every College Football Playoff game, we will also have consensus picks for every game.
Our NCAA football consensus picks are aggregated from top industry sources, and they match up with the best available NCAA football odds from BetOnline, Bovada, and other college football betting sites to provide recommended moneyline, spread, and over/under picks for each matchup.
First Round
- Alabama vs. Oklahoma Consensus Picks, Odds & Stats
- Miami vs. Texas A&M Consensus Picks, Odds & Stats
- Tulane vs. Ole Miss Consensus Picks, Odds & Stats
- James Madison vs. Oregon Consensus Picks, Odds & Stats
Quarterfinals
- Miami vs. Ohio State Consensus Picks, Odds & Stats
- Oregon vs. Texas Tech Consensus Picks, Odds & Stats
- Alabama vs. Indiana Consensus Picks, Odds & Stats
- Ole Miss vs. Georgia Consensus Picks, Odds & Stats
Semifinals
Between our expert picks and consensus picks, you should have a solid platform for betting on the action. But if you would like even more research options for College Football Playoff picks and picks for this season's bowl games, we can also point you in the direction of sources for premium sports picks and AI sports picks, as well as the best sports betting tools and resources.
College Football Playoff Schedule and Bracket
| Round | Date | Time (EST) | Matchup | Game | Location | TV |
|---|---|---|---|---|---|---|
| CFP First Round | December 19 | 8:00 p.m. | #9 Alabama 34, #8 Oklahoma 24 | First Round (Campus Site) | Gaylord Family Oklahoma Memorial Stadium • Norman, OK | ABC / ESPN |
| December 20 | Noon | #10 Miami (FL) 10, #7 Texas A&M 3 | First Round (Campus Site) | Kyle Field • College Station, TX | ESPN | |
| December 20 | 3:30 p.m. | #6 Ole Miss 41, #11 Tulane 10 | First Round (Campus Site) | Vaught–Hemingway Stadium • Oxford, MS | TNT / truTV / HBO Max | |
| December 20 | 7:30 p.m. | #5 Oregon 51, #12 James Madison 34 | First Round (Campus Site) | Autzen Stadium • Eugene, OR | ESPN | |
| CFP Quarterfinals | December 31 | 7:30 p.m. | #10 Miami (FL) 24, #2 Ohio State 14 | Cotton Bowl Classic | AT&T Stadium • Arlington, TX | ESPN |
| January 1 | Noon | #5 Oregon 23, #4 Texas Tech 0 | Orange Bowl | Hard Rock Stadium • Miami Gardens, FL | ESPN | |
| January 1 | 4:00 p.m. | #1 Indiana 38, #9 Alabama 3 | Rose Bowl | Rose Bowl • Pasadena, CA | ESPN | |
| January 1 | 8:00 p.m. | #6 Ole Miss 39, #3 Georgia 34 | Sugar Bowl | Caesars Superdome • New Orleans, LA | ESPN | |
| CFP Semifinals | January 8 | 7:30 p.m. | #10 Miami (FL) 34, #6 Ole Miss 31 | Fiesta Bowl | State Farm Stadium • Glendale, AZ | ESPN |
| January 9 | 7:30 p.m. | #1 Indiana 56, #5 Oregon 22 | Peach Bowl | Mercedes-Benz Stadium • Atlanta, GA | ESPN | |
| CFP Championship Game | January 19 | 7:30 p.m. | #10 Miami (FL) vs. #1 Indiana | 2026 College Football Playoff National Championship | Hard Rock Stadium • Miami Gardens, FL | ESPN |
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Other Relevant Content from Betting News
Along with our picks, odds, and other content, we also have a variety of sports betting guides that can help you make the most informed College Football Playoff bets this year.
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