Question 1

When should I take insurance in blackjack?

Accepted Answer

As a basic strategy player, you should never take insurance. The only exception is if you're counting cards and know the deck is rich in ten-value cards, making the insurance bet mathematically profitable.

Question 2

Is surrender available in blackjack at all casinos?

Accepted Answer

No, surrender is not universally offered. Late surrender is more common than early surrender, but many casinos don't offer either option. Always check the specific rules of the table before playing.

Question 3

Can I surrender after hitting in blackjack?

Accepted Answer

No, surrender must be your first and only action on a hand. Once you've hit, split, or doubled down, the surrender option is no longer available.

Question 4

What is the difference between early surrender and late surrender in blackjack?

Accepted Answer

Early surrender allows you to surrender before the dealer checks for blackjack, while late surrender only becomes available after the dealer checks. Early surrender is extremely rare in modern casinos.

Question 5

Should I take insurance even with a blackjack?

Accepted Answer

Even with a blackjack, insurance is generally not recommended unless you're counting cards. The mathematics of the insurance bet remain unfavorable regardless of your hand.

Question 6

Is surrender better than insurance in blackjack?

Accepted Answer

When used correctly according to basic strategy, surrender is mathematically superior to insurance for non-card counters. Surrender can reduce the house edge when used properly, while insurance increases it.

Insurance and Surrender in Blackjack Explained: Is Either Option a Good Idea?